September 2021 update: Less than 40% left to double comma



What's been happening with me lately? Quite a bit actually.

  1. Breached 600k in net worth - and then some
  2. I started a position in Reinvest24.
  3. Sat back and let my P2P portfolio do its job.
  4. Got a raise at work.
  5. Have made some stellar moves on the stock market.

Continue reading to learn more 😊

How will the stock market crash and how to prepare for it


There's always a crash coming. Ever since 2013 they've been calling it, just around the corner. I was bearish before the corona crash, but I was wrong. What was I wrong about?

The magnitude of quantitative easing central banks were willing to do.

June 2021 update: earnings, expenses and wealth


I've been looking at my finances and this year looks just amazing - again. I can't wait to tell you about it! Here it goes:

April 2021 update: expenses, income and wealth


If I don't manage my money monthly, I'll just be surprised at the end of the year at how much I spent. And unless I track how much I'm making, I won't be able to re-allocate my assets.

For example, it looks like my stock portfolio gained 44,800€ between February and March. That's insane. But then again, I've taken on a ton of risk with growth stocks and it paid off.

Have a closer look and see how it's progressing.

3½ years of Bondora: Inching towards breakeven

Bondora is quite unpopular. People don't really understand the platform. People want quick wins, buyback guarantees and the like. That's not Bondora.

Instead, Bondora is a long ride. It's illiquid and difficult to forecast. Show me another blogger that has four years worth of data from Bondora and has actually properly analyzed what is happening. There are none.

I don't blame them really. How can you recommend a platform you don't understand.

Keeping track of your P2P profits (and everything else) in Google Sheets


Over the years, I've got a lot of questions about how I track my P2P portfolio. I've set my tracking up with tools that are difficult to share, but I wanted to finally help all of you do it more easily. Here it is, the one-size-fits-all approach to all investments that require the absolute minimum amount of tracking and you can do it just as often or rarely as you want. It won't break if you skip tracking for a month.

How to budget your life: free multi-year Google Sheet

how to budget your life. free multi-year google sheet


I've said over and over again that savings rate is the most important metric to follow if you want to become financially independent and retire early. Unfortunately though for many, calculating your savings rate can become a chore that you might do once a year. If so, it's difficult to affect your behavior in a meaningful way.

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