The 4% rule is misunderstood


Has planning for your retirement ever filled you with a deep and unrelenting sense of dread? I feel you. Working for the future can be challenging, especially when you don’t know how long your investments will keep you afloat after retirement.

However, there is one way to help you with planning ahead. You can use the 4% rule to see how much you can safely take from your account on a yearly basis.

Is buying a home a good investment?


What are some ridiculous money beliefs that smart people tell with a straight face?
"Credit cards are all bad"?
"You should never have debt"?
and the best is "Buying a home is a great investment"

November 2019 update: 1,579 € in passive income


Highlights from past month:
  • Passive income was 1,579 € ⬇️
  • Stocks are up, Yay! 🍾
  • I founded a (shell) company!
  • Check out the compound interest calculator 🖩

Swaper review (2019) - My experiences after investing over 35,000€

swaper logo
Swaper is yet another peer lending platform based in Latvia, founded "already" in 2016, it's not a new entry to the industry. But it's not a very old one either.

Swaper is run by Wandoo Finance Group, and to my understanding, Swaper is their main product.

Stock Market Anomalies: The Halloween Effect


October is here and with it brings spooky ghosts, children begging for candy, and the wave of historically positively performing stocks for you to panic buy. Yes, the Halloween Effect is upon us and it’s time for you to dust off your cobwebs from your fear of the September effect.

October 2019 Update: Passive income grew to 1,892€


Highlights from past month:
  • Passive income increased to 1,892 €
  • New sustainable investment platform Sun Exchange
  • Stocks are still taking a beating, but that's O.K!

Sun Exchange review: a profitable way to compensate your CO2

I seem to have fallen slightly in love with sustainable investing. I first started with investing in a camel in Somalia through Agrikaab (which isn't as much sustainable investing as it is just environmental consciousness) and continued with Trine to replace kerosene lamps with LEDs in Tanzania.

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