Crowdestor review: Business loans with the right level of risk

I seem to have a suspicious amount of favorites, but Crowdestor definitely has a certain special place in my peer lending investment heart. Interest rates are awesome and while they don't have a buyback guarantee, they have something even better.

Trine review: Passive income while helping the planet

Right now, more than one billion people lack access to electricity. Trine, founded by Andreas Lehner and Sam Manaberi, is an investment platform of funding solar energy projects.

Trine uses a novel crowdfunding model to offer financial solutions to off-grid solar projects. They ensure that solar energy gets to the people who need electricity and makes it easy for people to make a social-environmental impact while making profits when they invest.

Kuetzal review: unbelievable interest with full buyback guarantee

Oh boy do I have a treat for you! A new winner in its category. I present to you Kuetzal!

In their own words: "Kuetzal aims to be a platform that connects the most promising regional projects with investors to create mutual high value added cooperation."

And it the details sound swee-eet! I might have found my favorite business crowdlending platform, but there are, as always, some concerns.

Envestio review: high risk, high return by crowdlending to businesses

As I've mentioned in my monthly updates, my P2P consumer loan portfolio takes a large share of my net worth. A too large share. To balance that, I am naturally looking at possibilities to increase my value stocks using ValueSignals, but more than that I'm diversifying in business loans through crowdfunding.

Get higher returns and less risk with science: Modern Portfolio Theory

I'm sure you've heard many times: "Stocks historically have the highest returns." Since you have decades left in the tank, you have put everything in stocks, because that's the strategy that yields the highest returns, right?

Actually, no.

Most investors don't know the scientifically correct way to maximize their returns. I'll tell you how it is.

July 2019 update: 2,056€ passive income

Such an interesting month! I'm in a process that might mean my role will change significantly. It might mean lots of new things to do, new responsibilities, new things to learn. But it's still a bit open. And we haven't even started to talk specifics yet.

This process has taken most of my free time, which has meant almost no time to blog. Luckily that hasn't meant shutdown. On the contrary. It's the best month in the short history of the blog!